27 thg 10, 2026 • Singapore • Nationwide
HDB owners who pay their loan with CPF savings must be covered by the Home Protection Scheme, and owners whose HDB loan started on or after 1 Sep 1994 must buy HDB fire insurance. Neither pays for furniture or renovations.
27 thg 10, 2026 • Singapore • Nationwide
HDB publishes resale prices back to January 2017 and updates them daily, while URA's private transaction data comes from caveats and developer sales. Here is how to use both, and the price indices, before you set or accept a price.
27 thg 10, 2026 • Singapore • Nationwide
HDB owners can buy private property only after their minimum occupation period. A citizen couple who sell first pay no ABSD; if they buy first, they pay 20% upfront and get it back only if the flat is sold within six months.
27 thg 10, 2026 • Singapore • Nationwide
HDB's Lease Buyback Scheme lets owners aged 65 and above sell the tail end of their flat's lease to HDB and keep living in it. The proceeds first top up their CPF Retirement Accounts, and 3-room and smaller flats can earn a cash bonus of up to S$30,000.
27 thg 10, 2026 • Singapore • Nationwide
Plus and Prime HDB flats come with bigger subsidies but a 10-year MOP, no whole-flat renting and a share of the resale price paid back to HDB: 8% for June 2026's Plus projects and 10% to 14% for its Prime projects. HDB confirms each project's label at launch.
27 thg 10, 2026 • Singapore • Nationwide
Only Singapore Citizen owners of Standard or older HDB flats can rent out the whole flat, and only after the five-year MOP. Spare bedrooms in three-room and larger flats can be rented out from the start with HDB approval, for at least six months at a time.
27 thg 10, 2026 • Singapore • Nationwide
IRAS taxes the net rent from a Singapore home: gross rent minus either a flat 15% of the rent plus mortgage interest, or actual expenses backed by five years of records. Initial repairs and renovation are not deductible, but since YA 2022 the costs of finding a tenant, including the first, can be.
27 thg 10, 2026 • Singapore • Nationwide
IRAS charges lease duty of 0.4% on the total rent for leases of up to four years, due within 14 days of signing in Singapore. The tenant is liable unless the agreement says otherwise, and room rentals, sub-leases and renewals are stamped too.
27 thg 10, 2026 • Singapore • Nationwide
HDB requires flat owners to use a contractor from its Directory of Renovation Contractors for all renovation work, including jobs that need no permit. Noisy works are limited to 9am to 5pm on weekdays, and breaches can lead to a fine of up to S$5,000 on conviction.
27 thg 10, 2026 • Singapore • Nationwide
EC sites with tenders closing from 8 May 2026 carry a 10-year MOP, no Deferred Payment Scheme and 90% of units for first-timers. Sites with tenders closing from 24 Aug 2026 take households earning up to S$18,000 a month.
27 thg 10, 2026 • Singapore • Nationwide
Singapore's home loan limits in 2026 rest on four rules: a 55% TDSR cap, a 30% MSR for HDB flats and new ECs, a 75% LTV ceiling and a 4% stress-test rate. Here is how they combine for a household earning S$12,000 a month.
27 thg 10, 2026 • Singapore • Nationwide
Foreigners can buy private condominium units in Singapore without government approval, but most pay 60% Additional Buyer's Stamp Duty. Landed homes need SLA approval, and HDB flats and new ECs are closed to them.
27 thg 10, 2026 • Singapore • Nationwide
Singapore's Housing Developers Rules set a booking fee of at least 5% and a three-week option period for new launch condos, with later payments tied to construction and paid into a project account. Here is the sequence and what it costs to walk away.
27 thg 10, 2026 • Singapore • Nationwide
Singapore buyers can use CPF Ordinary Account savings up to the lower of a home's price or valuation, provided the lease covers the youngest buyer to age 95. When the home is sold, the CPF used plus accrued interest is refunded to the owners' CPF accounts.
27 thg 10, 2026 • Singapore • Nationwide
Resale deals outnumbered developer sales in Singapore's private market in the second quarter of 2026. The standard option to purchase runs for two weeks unless the parties agree otherwise, and buyer's stamp duty is due within 14 days of exercising it.
27 thg 10, 2026 • Singapore • Nationwide
Singapore resale flat buyers need a valid HFE letter before a seller can grant them an option to purchase, which costs S$1 to S$1,000 and runs for 21 calendar days. HDB says completion usually takes place about eight weeks after it accepts the resale application.
27 thg 10, 2026 • Singapore • Nationwide
Parliament debated changes on 8 Sep 2026 that cut the en bloc consent threshold to 70% for Singapore developments aged 40 to 59 and to 65% from age 60. The rules start on a date still to be gazetted and also make a sale harder to start.
27 thg 10, 2026 • Singapore • Nationwide
Residential property in Singapore bought on or after 4 Jul 2025 attracts Seller's Stamp Duty of 16% to 4% if sold within four years, according to IRAS. Here is how the clock is counted and what it costs.
27 thg 10, 2026 • Singapore • Nationwide
HDB selected more than 18,000 flats for its Home Improvement Programme in May 2026. Citizen households pay nothing for essential repairs and 5% to 12.5% for optional upgrades, but HIP goes ahead only if at least 75% of eligible citizen households vote yes.
27 thg 10, 2026 • Singapore • Nationwide
Singapore does not tax capital gains, but IRAS can treat the gain on a property sale as income when the facts point to trading. Here are the factors it weighs, what a 2018 High Court case turned on, and how Seller's Stamp Duty differs.
27 thg 10, 2026 • Singapore • Nationwide
Since 27 Jul 2026, private property owners in Singapore can buy a non-subsidised HDB resale flat without waiting 15 months, if they do not take an HDB loan. They must sell their private home within six months of completing the flat purchase, and IRAS remits the ABSD when a buyer is a citizen.
27 thg 10, 2026 • Singapore • Nationwide
How co-owners hold a Singapore home decides who gets an owner's share when they die. Joint tenants take it automatically, outside probate; a tenant-in-common's share goes through the estate, by will or under intestacy law.
27 thg 10, 2026 • Singapore • Nationwide
Second-timers buying a subsidised flat from HDB pay a resale levy set by the type of their first subsidised flat: S$15,000 to S$55,000 for families. It comes out of the first flat's sale proceeds or cash, never a housing loan, and a resale flat carries none.
27 thg 10, 2026 • Singapore • Nationwide
New BTO flats and new private homes in Singapore come with a one-year defects liability period, in which HDB's contractor or the developer must fix the defects owners report. After that, HDB's warranties cover ceiling leaks and external seepage for five years and spalling concrete for ten.
27 thg 10, 2026 • Singapore • Nationwide
Landlords and tenants in Singapore can take disputes over deposits, rent or damage on residential leases of up to two years to the Small Claims Tribunals, for claims of up to S$20,000 and without lawyers. A 2026 decision shows why move-in records matter.
27 thg 10, 2026 • Singapore • Nationwide
What you can build on a landed plot in Singapore depends on URA's landed housing area plan, envelope control, plot size and, for bungalows, site coverage. Some works need no planning permission, while additions of more than half the floor area count as a rebuild.
27 thg 10, 2026 • Singapore • Nationwide
Singapore's Master Plan 2025, gazetted on 1 Dec 2025, shows the permissible land use and density for developments. On residential sites, plot ratio guides height, and URA's proposed changes of 23 Oct 2026 are open to objection until 6 Nov.
27 thg 10, 2026 • Singapore • Nationwide
URA requires every occupant of a rented private home in Singapore to stay at least three consecutive months and caps unrelated occupants at six. Homes of 90 sqm or more can house eight until 31 Dec 2028 once registered.
23 thg 10, 2026 • Singapore • Nationwide
The Proximity Housing Grant pays families up to S$30,000 to buy a resale flat with or near their parents or children. First-timers can add the CPF Housing Grant of up to S$80,000 and the Enhanced CPF Housing Grant of up to S$120,000.
20 thg 10, 2026 • Singapore
Mức thuế ABSD của IRAS đối với nhà mua vào hoặc sau ngày 27 tháng 4 năm 2023: Công dân Singapore trả 0%, 20% và 30%, Thường trú nhân 5%, 30% và 35%, người nước ngoài 60%, và các tổ chức và người được ủy thác 65%, cộng thêm BSD lên đến 6%.
20 thg 10, 2026 • Singapore • Nationwide
SORA ghép lãi ba tháng đã tăng vào mỗi cuối tháng kể từ tháng 4 năm 2026 và ở mức 1,25% vào ngày 19 tháng 10, trong khi lãi suất vay HDB giữ nguyên ở mức 2,6% cho đến tháng 12. Dưới đây là cách SORA tác động đến khoản trả góp lãi suất thả nổi và những gì cần so sánh trước khi tái định giá.
17 thg 10, 2026 • Singapore • Nationwide
In a Singapore condo, your share value sets your maintenance and sinking fund charges and the weight of your vote. Since 1 Oct 2026, MCSTs can budget for social activities and legal services, and BCA has proposed minimum sinking funds for essential facilities such as lifts.
16 thg 10, 2026 • Singapore • Nationwide
Singapore có 36.816 đại lý bất động sản đã đăng ký vào đầu năm 2026, và không ai trong số họ được phép xử lý phí quyền chọn hoặc tiền đặt cọc của bạn. Từ ngày 1 tháng 1 năm 2027, các đại lý phải hoàn thành ít nhất ba giao dịch trong mỗi chu kỳ ba năm, hoặc vượt qua một kỳ thi ôn tập, để được gia hạn.
13 thg 10, 2026 • Singapore • Nationwide
Singapore đánh thuế bất động sản hằng năm dựa trên giá trị thường niên của ngôi nhà, một ước tính về tiền thuê hằng năm của nó, với mức 0% đến 32% đối với nhà chủ sở hữu tự ở và 12% đến 36% đối với các trường hợp còn lại. Chủ sở hữu tự ở đã nhận được một khoản giảm trừ một lần vào năm 2026 là 15% đối với căn hộ HDB và 10%, tối đa S$500, đối với nhà tư nhân.
13 thg 10, 2026 • Singapore • Nationwide
Singapore đã nâng mức trần thu nhập HDB đối với các gia đình từ 14.000 S$ lên 16.000 S$, và đối với người độc thân từ 35 tuổi trở lên từ 7.000 S$ lên 8.000 S$, cho các đơn xin Thư đủ điều kiện HFE (HFE letter) từ ngày 24 tháng 8 năm 2026. Đợt mở bán BTO tháng 11 năm 2026 là đợt mở bán BTO đầu tiên kể từ sau thay đổi này.
23 thg 9, 2026 • Singapore • Nationwide
Singapore's private residential market is not moving as one market. In the first quarter of 2026, demand concentrated in the Outside Central Region while the Core Central Region lagged, and a wave of HDB flats reaching their minimum occupation period is set to reshape buyer flows.
14 thg 9, 2026 • Singapore • Nationwide
Biểu thuế tem mua bổ sung (ABSD) của Singapore từ ngày 27 tháng 4 năm 2023 vẫn là rào cản chi phí đối với người mua nước ngoài và người mua nhiều bất động sản trong năm 2026. Với việc giá bất động sản tư nhân theo URA chỉ tăng nhẹ trong quý 2, biểu thuế này vẫn quan trọng hơn những nhiễu động ngắn hạn của chỉ số.
24 thg 8, 2026 • Singapore • Central
Nếu có một con số lý giải rõ nhất bối cảnh bất động sản Singapore trong năm 2026, thì đó không phải là chỉ số giá. Đó là nguồn cung. Chính phủ cho biết chương trình Bán đất Nhà nước nửa cuối năm 2026 (2H2026 Government L…